For the millions of people in their fifties and sixties who find themselves out of work, unable to find a job, and financially incapable of retiring, here’s a practical plan for getting past any blame or shame, overcoming denial, and finding a path to a new normal.
Product Code: 6889
ISBN: 9781501196805
Format: Hardback
Publisher: Simon and Schuster
Published Date: 01/08/2019
Availability: Not currently available.
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Price: $26.00

Elizabeth White has an impressive resume, which includes advanced degrees from Harvard and Johns Hopkins and a distinguished employment history. She started a business that failed and then tried to re-enter the work force in her mid-fifties, only to learn that there is little demand for workers her age, even with her outstanding resume. Her retirement savings account was largely depleted by her business. For a while Elizabeth lived in denial, but then had to begin to adjust to her new reality, shedding the gym membership, getting a roommate, forgoing restaurant meals, and so on. She soon learned she wasn’t alone: there are millions of Americans in her predicament and worse, exhausted trying to survive and overcome every day.

In 55, Underemployed, and Faking Normal, Elizabeth invites you to join her in looking beyond your immediate surroundings and circumstances to what is possible in the new normal of financial insecurity. You’re in your fifties and sixties, like Elizabeth, and may have saved nothing or not nearly enough to retire. It’s too late for blame or shame—and it wouldn’t help anyway. What you want to know is what you can do now to have a shot at a decent retirement. Or, as Elizabeth puts it, “small up to create the best possible life on less income.”

Affirming and empowering, this book is a must-have for anyone whose income has suddenly diminished or even disappeared. With more than 100 online resources, it guides you through the emotional aspects of where you’ve landed and offers practical advice and options. If you’re ready to stop beating up on yourself and get serious about feeling good again, this book is for you.


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Contents

Author’s Note About Me
Preface You Know Her

Chapter 1 Lost, Ashamed, and Shell-shocked
Chapter 2 Old-school Wisdom from an Elderly Black Woman
Chapter 3 Shock and Awe: You Call This Retirement?
Chapter 4 After a Lifetime of Work, How Did We Land Here?
Chapter 5 Grabbing Denial by the Lapels
Chapter 6 Smalling Up: Rethinking Limits, Lack, and Deprivation
Chapter 7 Circling the Drain
Chapter 8 Borrowing Money from Family and Friends
Chapter 9 The Changing World of Work
Chapter 11 Retirement Security Requires Housing Security
Chapter 12 Strategic Responses to Housing
Conclusion

Acknowledgments
Notes
Index

“Every so often someone names an invisible pattern in society with such honesty and accuracy that it becomes a seed of a national conversation. Elizabeth White has brought to light the unexpected challenges of Boomers turning the corner into older age. She offers straight talk to her generation while giving everyone an eye-opening look at the travails of aging out of relevance in America.”– Vicki Robin, author of Your Money or Your Life and Blessing the Hands That Feed Us

“This relevant and well-researched book will appeal not only to those 55 plus, but to the generation coming right behind them who may face similar issues.”– Booklist (starred review)

"Providing practical solutions with a focus on retirement and maximizing savings, White maintains authority with a realistic, empathetic tone throughout. This deeply useful work will resonate with aging readers of all income levels and situations."– Publishers Weekly

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